Smart Payments. Your Way.

Seamless and secure payments that adapt to your business. Tender Retail empowers you with innovative solutions to process transactions with confidence and flexibility.

Your acquirer.

Your providers.

Your choice.

With support for 100s of POS integrations and all major payment terminals, simply build your solution from a choice of:

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Payment terminals

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Acquirers

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Operating systems

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Point of sales (POS)

Trusted Independent
Payment Experts

For over 40 years, Tender Retail has helped merchants and technology platforms in a payment landscape that’s grown more complex, competitive, and demanding. As the independent player, we’re not tied to any single bank, processor, or technology; we’re focused solely on what works best for your business. Our deep expertise means you get unbiased guidance, flexible solutions, and the confidence to adapt as payments evolve.

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Unbiased expertise: We help you navigate the maze of payment options, regulations, and technologies, always with your interests at the center.

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Proven reliability: Decades of experience, trusted by leading brands, with a track record of secure, scalable deployments.

Choose a payment solution that works around your business. Not the other way around.

Engineered for
Payment Complexity

Payments today are multi-lane, omnichannel, and packed with compliance demands. Our solutions are built to simplify even the most intricate environments, so you don’t have to worry about certifications, mandates, or technical headaches. We become an extension of your team, handling complexity so you can focus on growth.

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Complexity made simple: We take care of the technical and regulatory challenges in payments, so you can focus on serving your customers.

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Hands-on partnership: Count on our experts to guide, support, and empower your team, so you’re never alone in tackling payment challenges.

Let Tender Retail take care of payments, so you can focus on what matters.

Your Partners are
Our Partners

We partner with the industry’s top processors, terminal manufacturers and gift card providers to keep your operation running at its best. Whether you manage a large-scale retail enterprise with over 100 locations or are scaling your growing chain, we tailor solutions to fit your needs.

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No transaction fees

Our straight-forward pricing model is loved by thousands of the world’s largest high-volume merchants. We don't try to get in on your action.

Personalized
Payment Experience

Your business isn’t off-the-shelf. Neither is your checkout. We give you the power to build your own payment ecosystem, selecting the payment terminals, acquirers, operating systems, and even POS platforms that work for you. Every interaction is tailored to your unique operational needs, so your payment experience fits your brand, your workflows, and your customers.

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Custom-fit solutions: Design every payment journey around your business and customers, not generic templates.

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Full control: Choose the partners and components that fit your strategy.

Get a payment experience as unique as your brand.

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High-volume capacity

We get it...reliable speed of service is critical for each and every merchant we serve.

Billions of transactions

100s partners

300,000+ terminals managed

A Complete Payment Platform, Engineered for Flexibility

Our middleware runs on Windows, Linux, iOS and Android, and supports hundreds of POS integrations and terminal configurations. Whether mobile, kiosk, countertop, or embedded, we help you accept payments your way. Let customers pay how they prefer using credit, debit, wallets, gift cards, loyalty programs, QR codes, and emerging payment options. All supported by fast and seamless checkout technology.

Smarter Payments

Leverage modern devices to capture more data, enhance the user experience, and elevate your brand at checkout.

Freedom of Choice

Keep full control over your acquirer, hardware and POS platform. Avoid rigid vendor models and eliminate expensive gateway dependencies.

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Custom Experiences

Tailor every part of the payment interaction. Customize terminal visuals, input flows, receipts and more for a fully branded customer experience.

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Enterprise Grade
Resiliency

Downtime isn’t an option. Our architecture ensures high availability and robust failover for uninterrupted transactions, even when the unexpected happens. With us, your payment data is protected from end to end, and sensitive information is never visible, giving you peace of mind and reducing risk.

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Resilient operations: Designed to keep payments flowing, even during network disruptions.

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Data privacy by design: Sensitive cardholder data is never exposed to your systems or staff.

Trust Tender Retail to keep your payments running, always.

Clear Fees,
Clear Benefits

You deserve a payment partner that’s invested in your success, not your margins. You get straightforward, transparent pricing that puts you in control. No hidden costs, no surprise fees, just clear, predictable rates for the solutions and support you choose. Our approach makes it easy to reconcile, forecast, and protect your bottom line as you grow.

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No hidden fees: Transparent, asset-based pricing—no gateway markups or per-transaction surcharges.

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Value-focused: You invest in the features and expertise that drive your business forward, nothing more.

With Tender Retail, payments become a source of value, not a source of friction.

Get Started

Talk to Our Sales Team

Find solutions that suit your needs, tailor your buyers’ experiences, and improve your speed of sale.
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Contact Support

Our team of experts will ensure your continual success with 24/7 support and hands-on help to address issues quickly.
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